Understanding how you spend money will help you be aware of how you & your budget are influenced by

spending habits

There are many different types of spending habits. The difficulty is we often don’t recognize them as they’re common & everyday to us. That’s why it’s important to become aware of our spending habits.

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This is a complicated area of law and an attorney should be consulted on all matters relating to bankruptcy. The information on this website is provided with the understanding that the authors and publishers are not herein engaged in rendering bankruptcy, legal, insolvency, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional bankruptcy, insolvency, tax, legal or other competent advisors. While we have made every attempt to ensure that the information contained in this website has been obtained from reliable sources, Credit Advisors Foundation and Arbor Investment are not responsible for any errors or omissions, or for the results obtained from the use of this information.