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The budget comparison
Once you have determined your income and expenses how do they compare?
 
Is your income greater than expenses or are expenses more than income?
If expenses are greater than income, you must either increase your income or decrease the expenses.
Now is the time to recheck the expenses in comparison to your new knowledge of wants and needs. Is everything listed a need or are some a want?
 
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This is a complicated area of law and an attorney should be consulted on all matters relating to bankruptcy. The information on this website is provided with the understanding that the authors and publishers are not herein engaged in rendering bankruptcy, legal, insolvency, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional bankruptcy, insolvency, tax, legal or other competent advisors. While we have made every attempt to ensure that the information contained in this website has been obtained from reliable sources, Credit Advisors Foundation and Arbor Investment are not responsible for any errors or omissions, or for the results obtained from the use of this information.