When Purchasing Insurance

Shop around! You will find a wide range in costs between companies for the exact same coverage.
When possible, select higher deductibles but deductibles that are realistic given your economic situation & your ability to set aside an emergency fund for those deductibles.
Always ask for special discounts. There are often courses or qualifications which will lower your insurance rates.
Eliminate duplication in your coverages. Overlaps can occur for instance between your auto policy & your medical policy. Discuss these with a qualified licensed insurance agent.

This is a complicated area of law and an attorney should be consulted on all matters relating to bankruptcy. The information on this website is provided with the understanding that the authors and publishers are not herein engaged in rendering bankruptcy, legal, insolvency, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional bankruptcy, insolvency, tax, legal or other competent advisors. While we have made every attempt to ensure that the information contained in this website has been obtained from reliable sources, Credit Advisors Foundation and Arbor Investment are not responsible for any errors or omissions, or for the results obtained from the use of this information.