Health Insurance

Health Insurance protects loss by sickness or bodily injury. Health insurance coverage is one of the most critical coverages an individual & their family can have. Healthcare in the U.S. is among the best in the world but that does not come without a price. Healthcare is incredibly expensive & many of those who are uninsured or underinsured face bankruptcy following even minor health incidents.

• Employer Sponsored Health Insurance: Often, your employer provides health insurance benefits as a part of their regular benefits package. Find out how you can qualify for these important benefits. If your employer does not provide such coverage or if it is not affordable, look into finding individual coverage.
• Individual Coverage: This is the portion of the health insurance industry consisting of individuals & their dependents who purchase coverage directly from a carrier - approximately five percent of the entire market. Those in the individual market usually buy their own coverage because they are not eligible for employee-sponsored or government coverage, such as Medicare, or Medicaid.