Credit Reporting Agencies
Get a copy of your credit report to find and correct an error before making a major purchase!
- Equifax 800-685-1111
- Experian 888-397-3742
- TransUnion 800-916-8800
There are three major credit-reporting agencies in the United States. They are known as Equifax, Experian and TransUnion. Due to a new federal law that went into effect on September 1, 2005, all consumers are now entitled to receive a free copy of their three credit reports on an annual basis, one from each of the credit reporting agencies.
It is wise to obtain your report from each agency because the information is likely to be very different between agencies. This is because the credit reporting system is a voluntary system, which means creditors can subscribe to any of the agencies they want, if any at all.
This is a complicated area of law and an attorney should be consulted on all matters relating to bankruptcy. The information on this website is provided with the understanding that the authors and publishers are not herein engaged in rendering bankruptcy, legal, insolvency, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional bankruptcy, insolvency, tax, legal or other competent advisors. While we have made every attempt to ensure that the information contained in this website has been obtained from reliable sources, Credit Advisors Foundation and Arbor Investment are not responsible for any errors or omissions, or for the results obtained from the use of this information.